Shopping is my favorite hobby:
- From smart phones to laptops
- Bank transactions to online booking airline tickets
- Using public WiFi to using computer at home, etc
All are connected to the internet, which is accessible to everyone including bad guys who use malware software to infect electronic devices connected to the internet. Securing yourself while doing online shopping is a must thing to be the safe online shopper and protect your assets from malicious actors in cyber space.
Malicious software spread on the internet includes computer viruses which copy with the help of humans. Computer worms which copy themselves automatically, software for denial of service attacks, ransomware, botnets, and spyware that reports on the activity and typing of users. Therefore, these give access to malicious people to steal your identity, credit card & other important files.
Especially during heavy use periods, like the holidays and events. Scammers and cyber criminals can target shoppers through various ways such as spam emails, SMS which contain certain links, attachment by clicking on them activates malicious programs which give access them to access to your phone and computer, taking control of everything just like the main user. Cyber-criminals know that online users are price sensitive so they use very cheap price strategy to attract online shoppers to their website via their engaging ads to buy products at very discounted prices or clearance sales, while check out they can save your credit card information and use them for their financial gains unless you take precautionary measures to avoid such incidence.
To be safe and secure online shopper you must first STOP, THINK, CONNECT to determine whether the website is genuine or malicious one. By taking account of following guidelines will not only make you a safer and secure online user but saves your financial and other important stuff as well.
Use of following services for your online payment transactions could save you from big disaster and mishap of end up empty your bank account, credit or debit card limits in seconds.
Take little precautions while using above services websites as it contains your financial data.
Learn how to safely use these services.
According to Google, “Phishing” and “spoofing” are fraudulent attempts to access your personal information.
- Phishing is when someone pretending to be someone else asks you for personal information.
- Spoofing is when someone fakes the identity of the email sender so it looks more trustworthy.
If you get a suspicious email, don’t respond with the information it asks for.
How to be careful with responding to PayPal, Bank verification phishing websites, emails or SMS?
Following are some ways to authenticate the genuine website of PayPal, Google Wallet and Skill Escrow.
Can you distinguish which one is the valid website of PayPal?
Always check correct URLs of PayPal. To be on safe side type the URL by yourself in the browser. It is not recommended to click on any link to divert you to the PayPal which could be the trap. Malicious actors well known for their tricks to get you divert to the similar looking PayPal website to steal your credit card and other information.
Furthermore, don’t click on email or SMS links which direct you to PayPal because these could be diverting your browser to phishing links or fake URL.
[bha id=’onlineshopping’ size=’620×203′ variation=’01’ align=’aligncenter’]
PayPal and Bank Verification Emails / SMS
Please do not click on the Confirm Your Information Button if you do not trust the email address of the sender. You can always prefer to visit PayPal while typing yourself in the browser. Further, do not give your pin or bank information to anyone. Bank will never ask for such kind of information as it is confidential and private.
Email by noble people
Should not reveal your online / password / pin / private information to anyone. They can steal your identity and reverse engineer your online accounts and use them for their own benefit.
How to identify which email / SMS is suspicious?
Check what information it asks for.
If it’s asking for the following information. Hence, it’s most likely to be fake.
- Usernames and passwords
- Social Security numbers
- Bank account numbers
- PINs (Personal Identification Numbers)
- Full credit card numbers
Note: Real messages from Google might ask you to click a link to verify your email address. We won’t ask you for any information until you’ve signed in to your Google Account.
Once you are confident to distinguish between fake and genuine websites, emails and SMS. You are good to enjoy your online shopping safely.